One of the easiest ways to handle a move is with the help of a moving company, like Wheaton World Wide Moving. However, dealing with people moving your belongings from one location to the next increases the chances that one of your items will break or become damaged. As a result, this is when having mover's insurance can be extremely valuable. There are a number of insurance plans that you can choose from, but limited liability is the most affordable option since it is free. Since this option is free it does not cover every scenario. Therefore, there are a few tips you should use if you decide to use limited liability insurance for your next move.
Check Your Homeowner's Insurance Policy for Coverage
The limited liability coverage will only cover some of the items that you plan to move. Therefore, it is important to see what items your homeowner's insurance will cover. A good homeowner's insurance policy will be able to cover items that are damaged while in transit. Homeowner's insurance usually kicks in after the amount offered by a moving company has been surpassed.
Transport the Boxes You Pack on Your Own
Limited liability insurance only covers items that have been packed and moved by the moving company. If the moving company damages a box of items that they did not pack, they are not responsible for paying for or replacing those items. As a result, if you pack a few items away in boxes on your own, then you should also transport those boxes to your new location on your own. This will help to ensure that you are able to keep an eye on them.
Transport Expensive Items on Your Own
You may consider everything in your home to be valuable, but some things are more expensive to replace than other items. If you have rare jewelry or expensive electronics, then it is important that you transport these items on your own. Your moving company will assign a value to each item you are moving based on the weight of that item. Usually, every pound will be worth no more than 60 cents. This leaves many expensive items undervalued, especially items that are smaller. As a result, it is easier to keep these items from becoming damaged, by taking care of their transportation on your own.
Moving can quickly become stressful and dealing with broken or damaged items will not make the process any easier. Therefore, use these tips when using limited liability insurance during a move.